In summer vacation, many parents plan to look after children go out travel. But, chongqing insurance expert reminds, summer vacation time goes out travel must buy insurance to oneself and child, vigilant and the following error answers in the meantime.
Error one: Travel agent is cast protect go. The tourist of a few go on a journey following a group thinks, want travel agent to cast only guaranteed travel responsibility a place difficult of access, no matter what problem can seek insurance company. Actually, when accident situation is encountered in viatic road, travel agent bears partial responsibility only, because travel responsibility danger is formulary travel agent must the insurance of accept insurance, because neglect or the economic responsibility that error wants to assume bury sheet,it is travel agent only, and the contingency that him tourist produces is not inside insurance coverage. Accordingly, go out travel must buy accident of a travel to increase safeguard nearly to oneself and child.
Error 2: After be or get out of danger can sum compensation. "Differ choose a site for the capital can get the sum of insurance company is compensated for after travel be or get out of danger. " Chongqing insurance expert says, the insurance amount that place of person accident insurance agrees is insurance company only assume limitation of paid highest insurance gold, and rather than gives Fu Jin actually the specified number, outside dividing aviation accident to be able to get highest compensate pays amount, other person accident insurance is in proportion compensate pays. In addition, danger of accident of a lot of travel ski of seaborne to horse race, Pan Yan, expeditionary sex, dive, high mountain, slide, skip extremely, the Gao Feng such as surf danger activity " avoid duty " . Accordingly, when tourist is choosing travel risk, the travel a place difficult of access that wants advertent insurance company to roll out is dividing the face of compensate credit side of a responsibility to whether have restriction.
Error 3: Protect the forehead to had been jumped over higher. In traditional idea, buy insurance to protect the forehead to had been jumped over higher, go to abroad travelling especially, considering foreign consumption level, insurance company often can persuade tourist to cast protect defend frontal insurance high. "Actually, the travel outside the condition protects the forehead safely to be not had jumped over higher. " insurance expert says, to the medical expenses such as the United States, Singapore, Japan higher country travels, of medical treatment danger keep the specified number had better not under 200 thousand yuan; And travel to the country such as Thailand, Malaysia, if the distance is shorter, of medical treatment danger protect the forehead to be controlled in 100 thousand yuan can.